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I am Ann Zeise, your guide to the best and most interesting and useful sites and articles about Milpitas and Silicon Valley on the web.

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Affordable Housing

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Discounted Housing
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Affordable Housing

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What is the Problem?

HUD Community Programs
There are many ways for you to get involved in your community - but first, you need to become an informed citizen. Find out what kinds of funds and opportunities are available for communities. Learn the facts about your community. And let your local government know what you think.

Discounted Housing

First-Time Homebuyers Assistance
California Housing Finance Agency (CHFA) offers a first-time homebuyer down payment assistance program for low-income residents to purchase a new home.

Housing - Affordable Housing
To Qualify for affordable housing, during time of application, households may not have a combined income of no more than 80% of area median income (AMI) as prescribed by teh State's Department of Housing and Community Developement.

Teacher Next Door Program
The program offers HUD-owned, single family homes to public and private school teachers at 50 percent discount.

Grants and Funding Programs

California Housing Finance Agency
Rental housing, home ownership assistance. Small business development.

Center for Responsible Lending
Advocates fair lending through equitable treatment of all borrowers. This is a link about morgage lending.

Community Technology Alliance
Our focus is to increase the community's access to available resources for unhoused and at risk residents, and facilitate a collaborative and holistic system approach to assisting this population.

Housing Trust of Santa Clara County
A catalyst to develop specific, desperately needed housing in Santa Clara County through an innovative blend of corporate and community investors.

Local Initiative Support Collaborative (LISC)
LISC provides grants, loans and equity investments to CDCs for neighborhood redevelopment. 369 Pine Street, Suite 350, San Francisco, CA 408-94104, (415) 397-7322.

Silicon Valley Habitat for Humanity
People with Disabilities are encouraged to apply: one home will be constructed to meet the Uniform Federal Accessibility Standards for persons with mobility impairments. 513 Valley Way, 408-942-6444.

Fighting Homelessness

California Housing Law Project
Represents legal services programs, local government housing agencies, nonprofit housing developers, and tenant and senior organizations in the state legislature on low income housing issues. Visit this site for news and action alerts related to affordable housing.

Home First
Where homelessness ends. Sobrato Center for Nonprofits. 507 Valley Way Milpitas, CA 95035 Phone: (408) 539-2100a>

Housing Task Force
The Santa Clara County Board of Supervisors unanimously created a Task Force charged with focusing on solutions to the immediate housing needs of the more than 7,000 homeless families and individuals across Santa Clara County on February 24, 2015.

The Non-Profit Housing Association of Northern California (NPH)
A decent, safe, affordable home for every Northern California resident is the ultimate goal of NPH. 369 Pine Street, Suite 350, San Francisco, CA 408-94104, (415) 989-8160.

Milpitas, CA Low Income Housing
We have listed the low income / affordable apartments in Milpitas, CA. Properties include HUD low income housing, public housing offered by housing authorities along with non profit organizations that help with low income housing needs.

Santa Clara County low income transitional housing and shelter
Families facing eviction or the currently homeless can look into a number of housing resources in the greater San Jose and Santa Clara County region. Several non-profits, charities, and government programs provide short term shelter, transitional housing, and case management to impacted individuals.

Foreclosure Information

Financial Stability.gov
Learn About the Making Home Affordable Refinance and Modification Options. The President's plan was created to help millions of homeowners refinance or modify their mortgages. Beware of Foreclosure Rescue Scams - Help Is Free!

Foreclosure Avoidance Counseling
HUD-approved housing counseling agencies are available to provide you with the information and assistance you need to avoid foreclosure.

Guide to Avoiding Foreclosure
Whether you're in foreclosure now or worried about it in the future, HUD has information that can help.

Homeownership Preservation Foundation
888-995-HOPE hotline. We are an independent nonprofit that provides HUD-approved counselors dedicated to helping homeowners. The help we offer is free.

How to Stop Foreclosure
If you're having trouble paying your mortgage, learn about the steps you can take to avoid foreclosure or minimize your debt after it happens. Nolo Press.

HUD Newsroom
New plans all the time to help those struggling with mortgage payments and home upkeep.

Walk Away from Your Mortgage Calculator
Is it in my economic interest to walk away? What will happen if I walk away? Can my loan be modified?


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